top of page
  • Writer's pictureJared Mullane

Top 5 best mortgage brokers in Geelong

Updated: 2 days ago

We’ve trawled through dozens of options to find you five of the best Geelong mortgage brokers, complete with a list of their services, awards and more. Plus, we’ll cover a few important considerations when choosing a broker, as well as the key questions you should be asking.


Who are the best mortgage brokers in Geelong?

A female mortgage broker discussing a home loan contract with clients

The best mortgage broker will be a lending expert who can guide you through the homebuying process while providing recommendations based on your situation. 


To help narrow down your search, let’s explore five top brokers in Geelong:

1. Loan Market Geelong City

Loan Market Geelong City offers one of the most comprehensive lender panels among local brokers. With over 50 years of combined experience, their team follows a four-step process: understanding clients' goals, presenting tailored options, handling paperwork, and maximising savings. Loan Market Geelong City is an award-winning brokerage that provides trusted advice and delivers clear, real-time updates to clients.


Specialises in:



Lender panel: 60+ lenders


Years in operation: 20+ years


Awards & recognition:


  • The Adviser Australian Broking Awards 2023 Finalist 

  • The Adviser’s Better Business Awards 2022 Winner - Best Regional Office VIC/TAS

  • The Adviser’s Better Business Awards 2022 Winner - Best Regional Broker VIC/TAS

  • Loan Market Awards 2022 Winner - #7 International Top 20 Individuals 

  • Australian Mortgage Awards 2021 Winner - Brokerage of the Year (Regional) 

  • Women in Finance Awards 2021 Finalist - Mortgage and Finance Broker of the Year

  • MPA Top 100 Brokers 2021


Google review rating: 5 stars (based on 705 reviews)


Contact:



Business hours: Mon-Fri, 9am - 5pm


Onsite/online appointments: Yes

2. Aussiewide Financial Services Geelong

Aussiewide Financial Services Geelong claims to be the region’s ‘most highly endorsed independent mortgage broker’, offering finance options to a range of borrower types. In addition to home loans, Aussiewide Financial Services Geelong provides clients with a free lending strategy session, designed to help borrowers save years in repayments, fees and tax. According to Aussiewide Financial Services Geelong, the team has helped more than 2,183 homeowners get the best loan.


Specialises in:


  • First home buyer loans

  • Home upgraders

  • Home builders

  • Refinancing

  • Investment loans


Lender panel: 40+ lenders


Years in operation: 25+ years


Awards & recognition:


  • The Adviser Better Business Awards 2023 Winner - Best Regional Office VIC/TAS

  • The Adviser Better Business Awards 2022 Winner - Best Independent Office (More Than 5 People) VIC/TAS

  • The Adviser Better Business Awards 2023 Finalist - Best Finance Brokerage (Office) VIC/TAS

  • The Adviser Better Business Awards 2023 Finalist - Best Large Independent Office VIC/TAS

  • The Adviser Better Business Awards 2022 Finalist - Best Finance Broker VIC/TAS


Google review rating: 5 stars (based on 543 reviews)


Contact:


  • Phone: (03) 5222 7453

  • Email: Submit an online enquiry via the Aussiewide Financial Services Geelong website

  • Address: 255 Moorabool Street, Geelong, VIC 3220

  • Website: https://aussiewidefs.com.au/


Business hours: Mon-Fri, 8am - 5pm


Onsite/online appointments: Yes

3. Fidget Finance

Fidget Finance has a team of mortgage brokers with strong ties to major Australian lenders, including the big four banks. They handle all kinds of loans and take pride in helping you navigate the lending process while getting to know your situation for better financial outcomes. According to its website, Fidget Finance has helped secure more than 700 home loans and over 500 refinanced loans.


Specialises in:


  • First home buyer loans

  • New home purchases

  • Refinancing

  • Investment loans

  • Home loan restructure  


Lender panel: 40+ lenders


Years in operation: 10+ years


Awards & recognition:


  • Top 10 Broker 2023 Winner - My Local Broker

  • Australian Mortgage Awards 2017 Winner - Australian Young Gun of the Year

  • Australian Mortgage Awards 2016 Finalist - Quality Young Gun of the Year - Franchise


Google review rating: 5 stars (based on 112 reviews)


Contact:


  • Phone: 0401 272 505

  • Email: Submit an online enquiry via the Fidget Finance website

  • Address: Runway - The Mills West, 6/33 Mackey Street, North Geelong, VIC 3215

  • Website: https://www.fidget.com.au/


Business hours: Mon-Fri, 9am - 6pm


Onsite/online appointments: Online only

4. Resolve Finance - Sashin Ramlakan

Sashin Ramlakan is Geelong’s mobile mortgage broker from Resolve Finance, providing a personalised experience for new and existing clients. According to Resolve Finance, ‘Sashin is here to cut through the jargon, help you understand the world of mortgages and guide you through every step of the way to achieve your financial well-being’. Sashin Ramlakan can help a range of borrowers with their lending needs, and is passionate about reducing the confusion and hesitation often associated with finance.


Specialises in:


  • First home buyer loans

  • Next home loans

  • Refinancing

  • Investment loans

  • Construction loans


Lender panel: 20+ lenders


Years in operation: 7+ years


Awards & recognition:


  • The Adviser Top 25 Brokerage 2011-2024 (nominated to the wider Resolve Finance group)


Google review rating: 5 stars (based on 108 reviews)


Contact:



Business hours: Mon-Fri, 9am - 6pm


Onsite/online appointments: Yes

5. Achieve Home Loans

With over 40 years’ experience in the finance sector, Will McKenzie, Managing Director of Achieve Home Loans, brings extensive expertise in navigating the home loan market. Based on three pillars: experience, trustworthy and professional, Achieve Home Loans believes that every client deserves the best of care and service when buying their first or next property. Achieve Home Loan says its goal is to find a mortgage that suits your current and future needs, offering the best available interest rate and features.


Specialises in:


  • First home buyer loans 

  • Refinancing

  • Investment loans

  • Loans for self-employed & bad credit individuals

  • Pre-approval


Lender panel: Details not listed on website


Years in operation: 20+ years


Awards & recognition: None listed


Google review rating: 5 stars (based on 26 reviews)


Contact:



Business hours: Mon-Fri, 9am - 5:30pm


Onsite/online appointments: Yes


How to find the best mortgage brokers in Geelong

To find the best mortgage brokers in Geelong, follow these steps:


  • Research brokers and broking firms online to review previous client feedback. 

  • Seek recommendations from friends, family or colleagues who have recently used a local broker in Geelong. 

  • Book an initial consultation with your preferred mortgage brokers to gauge their communication style and assess their understanding of your situation.

  • Choose a broker who provides reliable advice tailored to your specific circumstances and financial goals. 

  • Inquire about the broker’s payment structure to ensure transparency, noting that while brokers typically earn a commission, some may charge upfront fees.


Knowledge of the Geelong property market is a must for your broker

An aerial view of Geelong with the harbour and houses visible

According to data from Geelong City Council, the median house price in the City of Greater Geelong was $730,000 in the March 2024 quarter. However, there was a 3.3% decrease compared to the same period last year. Despite a slight year-on-year dip in prices, Geelong maintains its status as a sought-after location, thanks to its affordability and accessibility to Melbourne.


Given its popularity for owner occupiers and investors alike, Geelong’s property prices are predicted to increase throughout 2024 and beyond. Your mortgage broker should have a good understanding of the local market as well as which suburbs are in demand. 


Your broker should also be across the property transaction regulations, including transfer duty rates, as these can impact your borrowing requirements. Additionally, they should stay informed about any government grants or incentives available to specific borrower demographics, such as first home buyers. 


Lastly, a top mortgage broker in Geelong may have access to products from local lenders that online brokers without a local presence might not be able to offer.


5 questions to ask your Geelong mortgage broker

Once you’ve completed your research, assessed the pros and cons of working with a broker, and are prepared to use their services, it’s important to ask the following questions:


  1. How extensive is your lender network? Mortgage brokers typically collaborate with various lenders, including banks, credit unions, and specialist lenders. Ensure they have a wide range of options to choose from.

  2. How do you recommend products and lenders? Australian brokers must be licensed and comply with the ‘Best Interests Duty’, whereby any recommendations must be in the best interests of the client, not how much commission is potentially earned. 

  3. Are there any fees associated with your service? Most brokers won’t charge a fee for their services, but rather receive a commission from the lender you choose once your loan has settled. However, in some complicated circumstances, such as if you have poor credit, a broker may charge a fee.

  4. Is the interest rate the primary consideration? A good broker will thoroughly discuss all aspects of a home loan, including the interest rate, fees, terms, redraw facilities, and offset accounts, ensuring clarity about the loan contract. 

  5. How long does pre-approval take? While pre-approval timelines vary depending on the lender, experienced brokers familiar with lenders’ procedures should be able to provide an estimated timeframe.


You may also be interested in:


Disclaimer: The mortgage brokers presented on this page are based on research carried out by our experts at the time of writing. We are not making a recommendation about any particular brokers. Please use this information as a guide only, and do your own research before engaging with a mortgage broker.

bottom of page