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  • Writer's pictureJared Mullane

10 of the best mortgage brokers in Darwin

Updated: 2 days ago

Finding the right mortgage broker can make or break your home-buying experience, whether you’re a first-time buyer or making your next investment. 


In this guide, we’ll show you 10 of the best mortgage brokers in Darwin, offering useful tips that’ll help you find a broker that best aligns with your needs.


Who are the best mortgage brokers in Darwin?

A mortgage broker in Darwin shaking hands with clients

The best mortgage brokers in Darwin are those with top-rate local knowledge who can answer your questions, address your concerns, and secure the best finance deal according to your situation. A reliable broker will also listen to your financial goals and tailor recommendations based on your circumstances and their knowledge of the home loan market.


Here are 10 of the best mortgage brokers in Darwin

1. Loan Market Territory

With access to over 60 lenders, Loan Market Territory is a highly-awarded firm that specialises in home loans for a range of borrowers. Loan Market Territory says it’s committed to understanding your goals, providing options, doing the legwork, and helping you save. 


The wider Loan Market group won Aggregator of the Year at the Australian Mortgage Awards in 2021 and 2022. It also won The Adviser’s Industry Thought Leader of the Year at the 2019 Australian Broking Awards and boasts a 5-star rating on Google from 232 reviews. 


2. Wealthmax Home Loans

Wealthmax Home Loans offers a wide range of financial services, claiming their “value proposition is what sets them apart”. This includes taking a holistic approach to their clients’ needs, managing their home loan(s) and other finances, including accounting & taxation and business coaching. Wealthmax Home Loans has over 30 lenders on its panel.


The finance firm says it has an in-house team that’s dedicated to answering any questions related to buying property, and will ‘gladly guide you through the home loan application process’. Wealthmax Home Loans has more than 120 5-star reviews on Google.


3. Easy Loans Berrimah

Whether you’re buying your first home, your next home, refinancing or investing, Easy Loans Berrimah has been operating in the NT since 1997. The brokerage claims to understand the NT landscape, including Darwin and Palmerston.


Easy Loans Berrimah was a finalist for the SA/NT Customer Service Award in 2019 by PLAN Australia and many of its brokers have taken out multiple awards across the industry. On Google, Easy Loans Berrimah has a 4.9-star rating based on 108 reviews.  


  • Phone: (08) 8981 2345

  • Email: Submit an online enquiry via the Easy Loans website

  • Address: Unit 2 & 3, 662 Stuart Highway, Berrimah, NT 0828

  • Website: https://www.easyloans.com.au/

4. Connected Finance Solutions 

Andrew Carmichael is the Managing Director at Connected Finance Solutions, bringing 17 years of banking experience to help make the loan process easier for borrowers. Connected Finance Solutions says it will get to know your financial situation and goals to understand what’s important to you, while negotiating with lenders and handling all the paperwork.


Connected Finance Solutions says it uses its relationships with lenders to secure finance as fast as possible for clients, streamlining the application from start to settlement. According to Google, Connected Finance Solutions has a 5-star rating from 24 reviews.    


5. Rauseo Group

Located in Palmerston, Rauseo Group has over 60 lenders on its books, giving its team of brokers access to a wide range of options based on their clients’ needs. Rauseo Group claims to understand your goals, provide options, handle the paperwork and help you save. 


Director and mortgage broker, Carmine Rauseo, says he works closely with clients to find the right financial deal, as well as knowing the lending criteria and government grants that may be on offer. Rauseo Group has a 5-star rating on Google from 65 reviews.     


  • Phone: (08) 7915 0715

  • Email: Submit an online enquiry via the Rauseo Group website

  • Address: Shop 13b Zuccoli Plaza, 2 Crosby Street, Zuccoli, NT 0832

  • Website: https://www.rauseogroup.com.au/

6. Able Home Loans

Situated in Woolner, Able Home Loans has access to over 40 banks and lenders, providing clients with a range of options. According to their website, Able Home Loans has more than 2,800 home loan customers, 1,966 clients who have switched with them and saved, and a 95% customer satisfaction rating. 


Founded by Sam Crowley, Able Home Loans now has a team of mortgage brokers, insurance specialists and personal finance professionals. Able Home Loans has a 4.8-star rating on Google, based on 18 reviews.   


7. Clement Financial Services NT

Fronted by Darwin local Leila Clement, Clement Financial Services NT covers a range of loans and finance services. Whether you’re a seasoned investor or buying your first property, Clement Financial Services NT aims to get clients ‘the most competitive loan rate possible’. 


Clement Financial Services NT is a locally-owned small business that strives to meet its clients’ property goals. On Google, Clement Financial Services NT has a 5-star rating from 25 reviews.  


8. Darwin Mortgage Broker

Paul Jones is the owner and senior lending manager at Darwin Mortgage Broker, offering low deposit home loans, equity release loans, first home buyer loans, investment loans, and more. Darwin Mortgage Broker also offers loan structuring advice, mortgage reduction strategies, debt consolidation and planning, and negative gearing spreadsheets. 


Paul Jones has a large local client base, and has been involved in financing over $150 million worth of developments in Darwin. Darwin Mortgage Broker has more than 50 5-star reviews on Google. 


9. RAMS Home Loans Darwin 

RAMS Home Loans is a national brokerage firm that’s been helping clients realise the ‘great Australian dream of home ownership’. Operating as part of the Westpac Group, RAMS Home Loans and its Darwin franchise is run by Joel Wecker, a finance professional with over a decade of experience. 


Joel Wecker and RAMS Home Loans Darwin won the 2021 RAMS Franchise of the Year for the NT region, as well as the RAMS HLM Excellence Award for QLD/SA/WA/NT in 2023. On Google, RAMS Home Loans Darwin has a 5-star rating based on 14 reviews.  


10. Simple Finance Solutions

Simple Finance Solutions is an award-winning team of mortgage brokers, ready to help a range of borrowers, including first home buyers, refinancers, investors, as well as borrowers looking for niche solutions like family guarantor loans, bridging loans, and more. According to its website, Simple Finance Solutions delivers ‘tailored finance solutions from a panel of leading lenders’. 


Simple Finance Solutions says it will work with you to find the right home loan to meet your needs, while discussing every aspect of the loan to ensure you understand the fine print. On Google, Simple Finance Solutions has a 5-star rating from 11 reviews.   



How to find the best Darwin mortgage brokers

Finding the best mortgage broker in Darwin requires a little homework, but here’s how you can narrow your search:


  • Compare a range of brokers and broking firms online to see which have consistently positive reviews from previous clients, ensuring the brokers you compare specialise in the service you’re looking for (i.e. loans for first home buyers). 

  • Ask your friends, family and colleagues for recommendations, particularly from those who have recently used a broker while purchasing a home in Darwin. Their experiences may help steer you in the right direction.

  • Schedule a couple of consultations with mortgage brokers to discuss your needs. See how they interact and listen to you, as well as how they address your questions and concerns. 

  • Choose a broker who best suits your needs and goals, and one who is transparent about how they’re paid. For extra peace of mind, ensure they are familiar with Darwin’s property market.


Your Darwin mortgage broker should have an understanding of the local property market

An aerial view of Darwin harbour and residential buildings

Recent PropTrack data revealed the median value for dwellings in Darwin was $491,000, sitting well below averages across other capital cities. Despite the cheaper price tag, prices in Darwin have increased “25.7% above their pre-pandemic levels in March 2020”, according to Eleanor Creagh, PropTrack’s senior economist and report author. Given it’s a much smaller market, Darwin mortgage brokers should be across the local real estate landscape, and be able to provide advice on which areas are experiencing growth.


Furthermore, it’s essential your broker is up to date with the Northern Territory’s property regulations, including stamp duty rates, as this can impact your borrowing capacity. Mortgage brokers should also be across any government incentives for different types of borrowers, like first home buyers or low deposit individuals. 


A Darwin-based broker may even be able to offer exclusive deals from local lenders, as opposed to choosing an interstate broker who operates online. Good brokers can usually give property reports with information on market conditions, which can help you decide on which areas or homes you buy in.


What to ask mortgage brokers in Darwin

Here are some key questions to ask your mortgage broker:


  • Which lenders and banks do you work with? Check the lenders your broker has access to, including banks, credit unions and online lenders to ensure they’re recommending products from a range of options. 

  • How do you recommend mortgages? You’ll want a broker who has your situation and goals in mind. Most brokers will recommend a variety of loan products and lenders based on your circumstances, such as if you’re buying your next home or refinancing. 

  • How do you get paid and are there any fees attached? Your broker will likely receive a commission from the lender you choose upon settlement, but it’s nice to clarify these details just in case. Check there are no upfront fees or additional charges. 

  • How quick will my finances be approved? Although this will vary depending on your financial circumstances and the lender you choose, your broker should give you an estimated timeline for pre-approval.


Disclaimer: The list of mortgage brokers presented on this page is based on research carried out by our experts at the time of writing. We are not making a recommendation about any particular brokers. Please use this information as a guide only, and do your own research before engaging with a mortgage broker. 

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