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  • Writer's pictureJared Mullane

10 of the best mortgage brokers in Brisbane

Updated: 2 days ago

Finding the perfect mortgage broker in Brisbane can feel like finding a needle in a haystack. 

With so many choices, where do you even begin?


Whether you’re a first home buyer or experienced property investor, we list 10 of the best mortgage brokers in Brisbane for you to consider. We also cover the key questions you should be asking your broker that’ll help make the entire purchase journey hassle-free.


Who are the best mortgage brokers in Brisbane?

A mortgage broker meeting a client at their office

Brisbane’s best mortgage brokers are the professionals who understand what’s most important to you as a buyer. As a starting point, you should look for brokers who know the local market like the back of their hand, while having a track record of securing the best deals for their clients.


You should also consider the range of lenders mortgage brokers deal with as this will dictate what home loans may be available to you.


Let’s explore 10 of the best mortgage brokers in Brisbane.

1. North Brisbane Home Loans

North Brisbane Home Loans was founded in 2002 by Patrick Cranshaw, a certified mortgage professional with over two decades of experience. The team at North Brisbane Home Loans has helped its clients secure more than $550 million in approved loans, picking up multiple industry awards along the way. This includes Patrick Cranshaw being named one of the Top 20 Mortgage Brokers in Australia in 2023 by RateMyAgent.


Specialises in:



Lender panel: 30+ lenders


Years in operation: 20+ years


Awards & recognition:


  • The Adviser Better Business Awards 2024 QLD Finalist - Best Customer Service (Individual)

  • Connective Excellence Awards 2022 QLD Finalist - All Round Broker of the Year


Google review rating: 5 stars (based on 310 reviews)


Contact:



Business hours: Mon-Fri, 9am - 5pm (weekends by appointment)


Onsite/online appointments: Yes

2. Reach Lending Group

Reach Lending Group is a small brokerage fronted by Trevor Bryce, Director and Principal Mortgage Broker. Trevor has 30 years of experience helping clients reach their financial goals, from first home buyers to seasoned property investors, and everything in between. The team at Reach Lending Group were nominated by the Mortgage & Finance Association of Australia (MFAA) for Brokerage of the Year (1-5 Staff) in 2023.


Specialises in:


  • First home buyer loans

  • Refinancing

  • Investment loans

  • Business lending

  • Financial planning


Lender panel: 40+ lenders


Years in operation: 3+ years


Awards & recognition:


  • MFAA Excellence Awards 2022-23 State Finalist - Finance Broker Business Award

  • MFAA Excellence Awards 2023 State Finalist - Loan Administrator Award

  • The Adviser Better Business Awards 2023-24 QLD Finalist - Best Loan Administrator


Google review rating: 5 stars (based on 20 reviews)


Contact:



Business hours: Mon-Fri, 8:30am - 5pm


Onsite/online appointments: Yes

3. Hunter Galloway

Hunter Galloway was founded by brothers Joshua and Nathan Vecchio, and have established themselves as one of Brisbane’s leading mortgage broker firms. Boasting a 97% loan approval rate, Hunter Galloway has over 1,800 5-star reviews on Google. With over 35 years of combined experience, Hunter Galloway are a team of dedicated mortgage specialists, touting a rejection rate of only 3% (the market average rejection rate is 40%, according to Hunter Galloway).


Specialises in:


  • First home buyer loans

  • Renovation loans

  • Refinancing

  • Investment loans

  • Self-employed loans


Lender panel: 30+ lenders


Years in operation: 10+ years


Awards & recognition:


  • FBAA National Finance Broker of the Year 2018-19

  • The Adviser Top 25 Brokerage 2019


Google review rating: 5 stars (based on 1,821 reviews)


Contact:



Business hours:


  • Mon-Fri, 7am - 9pm

  • Sat, 8am - 5:30pm


Onsite/online appointments: Yes

4. Aussie Finance and Home Loans

Aussie Finance and Home Loans has built a reputation as a ‘one-stop solution for all your mortgage needs’. Brisbane-based mortgage broker, Tikaram Subedi, has been nominated as one of Queensland’s 2023 Mortgage Broker of the Year - State by RateMyAgent. Driven by its motto, ‘service with sincerity’, Aussie Finance and Home Loans claim to take a holistic approach to property investment services, ensuring clients receive maximum value for their dollar.  


Specialises in:


  • First home buyer loans

  • Home & land packages

  • Refinancing

  • Investment loans

  • Self-Managed Super Funds (SMSF)


Lender panel: 28+ lenders


Years in operation: No details listed


Awards & recognition:


  • Rate My Agent Mortgage Broker of the Year Awards 2022-23 - National Award

  • Rate My Agent Mortgage Broker of the Year Awards 2023 - State Award


Google review rating: 5 stars (based on 47 reviews)


Contact:


  • Phone: 0422 291 221 / 1800 940 570

  • Email: Submit an online enquiry via the Aussie Finance and Home Loans website

  • Address: 7/691 Brunswick Street, New Farm, QLD 4005

  • Website: https://www.afhl.com.au/brisbane/


Business hours: Mon-Fri, 9am - 5pm


Onsite/online appointments: Yes

5. Loan Market, Greater Springfield

Loan Market’s team of mortgage brokers and finance specialists in greater Springfield have been recognised by several industry bodies for a range of awards, including by the Mortgage & Finance Association of Australia. In a nutshell, Loan Market’s approach is to understand their clients goals, provide suitable options, undertake the legwork to get the preferred loan, and stay in touch to help clients save as their situation changes.


Specialises in:


  • First home buyer loans

  • Next home loans

  • Refinancing

  • Investment loans

  • Pre-approval


Lender panel: 60+ lenders


Years in operation: 20+ years


Awards & recognition:


  • MFAA Community Champion Award QLD 2016, 2019 & 2022

  • The Adviser Better Business Awards Finalist 2017-19 & 2022 - Best Community Engagement Program


Google review rating: 5 stars (based on 313 reviews)


Contact:



Business hours: Mon-Fri, 9am - 5pm


Onsite/online appointments: Yes

6. Madd Loans

With over 550 5-star reviews on Google, Madd Loans claims to be one of Australia’s most awarded mortgage brokers. Whether buying a first home or an investment property, Madd Loans has specialist team members who can help with a range of enquiries and services. Since being established in 2012, Madd Loans has taken out a number of awards, including Rising Star - Queensland and Best Loan Administrator QLD at the Adviser’s Better Business Awards.


Specialises in:


  • First home buyer loans

  • Refinancing

  • Investment loans

  • Guarantor loans

  • Self-employed loans


Lender panel: No details listed


Years in operation: 10+ years


Awards & recognition:


  • Connective Awards Broker of the Year 2019

  • FBAA Awards of Supremacy QLD 2021 - Finance Broker of the Year


Google review rating: 5 stars (based on 565 reviews)


Contact:



Business hours:


  • Mon-Thurs, 8am - 5pm

  • Fri, 8am - 4:30pm


Onsite/online appointments: Yes

7. Inovayt Finance

Inovayt Finance boasts 15 years of award-winning experience with financial, wealth and commercial products. It claims to provide clients with fast home loan approvals and competitive rates from over 40 lenders. With offices and brokers Australia-wide, Inovayt Finance works with clients to secure their next property, whether it’s for a first home buyer or someone looking to refinance. Some of their awards include being nominated for Major Brokerage of the Year Non-Franchise in 2021 and 2022 at The Adviser Australian Broker Awards. 


Specialises in:


  • First home buyer loans

  • Next home loans

  • Renovation loans

  • Refinancing

  • Investment loans


Lender panel: 40+ lenders


Years in operation: 15+ years


Awards & recognition:


  • The Adviser Top 25 Brokerage 2019-20 & 2023-24

  • AFG Excellence Awards Finalist 2018-22

  • The Adviser Australian Broking Awards 2021-23 Finalist - Major Independent Brokerage of the Year


Google review rating: 5 stars (based on 136 reviews)


Contact:



Business hours: Mon-Fri, 9am - 5pm


Onsite/online appointments: Yes

8. Your Loan Doctor

Your Loan Doctor is located in Brisbane’s north and can help borrowers with purchasing their first home, next investment property or refinancing. The Director of Your Loan Doctor is George Walkin, who holds a Bachelor of Commerce & Diploma of Finance and Mortgage Broking Management. Some accolades to date include nominations for Best Customer Service (Individual) QLD in 2019 at The Adviser Better Business Awards, and a State Finalist at the 2018 MFAA Excellence Awards.  


Specialises in:


  • First home buyer loans

  • Refinancing

  • Investment loans

  • Construction loans

  • Pre-approval


Lender panel: No details listed


Years in operation: 3+ years


Awards & recognition:


  • The Adviser Better Business Awards QLD 2019 Finalist - Best Customer Service (Individual)

  • The Adviser Better Business Awards QLD 2019 Finalist - Rising Star


Google review rating: 5 stars (based on 40 reviews)


Contact:


  • Phone: 1800 562 636

  • Email: Submit an online enquiry via the Your Loan Doctor website

  • Address: 6/514 S Pine Road, Everton Park, QLD 4053

  • Website: https://www.yourloandoctor.com.au/


Business hours: Mon-Fri, 8:30am - 5pm


Onsite/online appointments: Yes

9. Mortgage Choice Brisbane City

Matt Cunliffe and the team at Mortgage Choice Brisbane City have notched more than 400 5-star reviews on Google, along with multiple industry awards. These include being ranked 32nd in the category of Mortgage Brokerages in Australia in 2022 by the Mortgage Professional Australia Magazine and Matt Cunliffe being awarded Mortgage Broker of the Year in 2014 at the QLD Better Business Awards.


Specialises in:


  • First home buyer loans

  • Next home loans

  • Refinancing

  • Investment loans

  • Pre-approval


Lender panel: 30+lenders


Years in operation: 15+ years


Awards & recognition:


  • # 32 Top Brokerages in Australia, Mortgage Professional Australia Magazine 2022


Google review rating: 5 stars (based on 345 reviews)


Contact:



Business hours: Mon-Fri, 8:30am - 5pm


Onsite/online appointments: Yes

10. Pivotal Financial

Pivotal Financial gives clients in Brisbane access to over 30 lenders with a goal of securing “the right loan to suit your individual circumstances”. They have a team of experienced mortgage brokers who can work with first home buyers, borrowers looking to refinance, investors and more. For over 10 years, Pivotal Finance has been awarded Top Brokerages by Mortgage Professional Australia in 2022 and 2023, as well as Bankwest’s Broker of the Year in 2022.


Specialises in:


  • First home buyer loans

  • Refinancing

  • Investment loans

  • Construction loans

  • Bridging loans


Lender panel: 30+ lenders


Years in operation: 5+ years


Awards & recognition:


  • MPA Top Brokerages 2022-23

  • Bankwest Broker of the Year 2022 Winner


Google review rating: 4.8 stars (based on 23 reviews)


Contact:



Business hours: Mon-Fri, 8:30am - 5pm


Onsite/online appointments: Yes


How to find good mortgage brokers in Brisbane

Finding a good mortgage broker in Brisbane involves several key steps: 


  • Step 1: Research online and read reviews from previous clients. Look for brokers with positive feedback and a solid track record of helping Queenslanders secure mortgage deals in a wide range of different scenarios.

  • Step 2: Ask for recommendations from friends, family or colleagues who have recently purchased a property in Brisbane. They may be able to provide valuable insights and suggest reputable brokers they’ve worked with in the past.

  • Step 3: Once you’ve narrowed down your search, schedule consultations to discuss your specific needs. During these meetings, pay attention to their communication style, level of expertise, and willingness to address your concerns. 

  • Step 4: Choose a mortgage broker who is transparent about their pricing structure, how knowledgeable they are of the Brisbane market, and how committed they are in finding you the best loan options tailored to your financial situation.  


Make sure your mortgage broker is across the Brisbane real estate market

Aerial view of a Brisbane suburb

It’s crucial that your broker understands the local property and home loan market in Brisbane. That includes being across all the financial aspects of purchasing property in Brisbane. For example, they should be up to speed on state-based rules on property transactions, such as stamp duty rates, which could impact your costs and how much you will need to borrow.


They should also be able to share their knowledge of government incentives for first home buyers or other borrowers with a low deposit.


While most lenders operate Australia-wide, there may be local lenders specific to Queensland that a Brisbane-based broker should be able to advise you on.


A top broker in Brisbane should also be knowledgeable on factors, such as economic conditions, population growth and infrastructure developments, that may help you decide if now is a good time to buy in the region and where specifically.


Some buyers will engage the services of a specialist buyers agent, but a good broker will also have experience with clients purchasing property across various Brisbane neighbourhoods and suburbs. If this is the case, they can usually offer insights on the advantages and considerations for different areas, such as proximity to amenities, school catchment areas, public transport networks, and lifestyle preferences.


How Brisbane mortgage brokers can help you

Brisbane mortgage brokers can be invaluable regardless of your level of property experience. They can usually negotiate competitive rates and terms, potentially better than those advertised by lenders.

Mortgage brokers provide guidance and support throughout the entire buying journey. This means they explain various finance options available and help determine the most suitable ones based on your situation.


They’ll also assist in preparing necessary documents and securing pre-approval, keeping you informed along the way.


According to recent Connective research, there are five core reasons why borrowers choose brokers:


  • Mortgage brokers improve financial literacy

  • Brokers help borrowers realise their home ownership dreams

  • Borrowers lean on their broker to be a trusted advisor

  • Human interaction provides reassurance

  • Humanity and technology coexist


Are mortgage brokers worth it in Brisbane?

Mortgage brokers can be worth it for many borrowers due to their financial expertise and knowledge of the Brisbane property market. 


Competition for properties in some of Brisbane’s most desirable suburbs (such as Ashgrove, New Farm, and West End) can be fierce and having a broker working for you may help you get your finance in order faster so you’re in a better position to make a winning offer.


If you’re a first home buyer in Brisbane, a broker can be particularly useful in helping you decipher the Queensland government’s various support schemes.


However, for borrowers with extensive financial knowledge and time to research, going directly to lenders could open up more options as a broker rarely works with all lenders in the market.


Ultimately, whether a mortgage broker is worth it depends on your individual preferences, financial literacy, and the complexity of your financial situation.


Key questions to ask a Brisbane mortgage broker

Here are five questions worth asking mortgage brokers in Brisbane: 


  • What lenders do you work with? Understanding the range of lenders that mortgage brokers work with ensures you’re not limited to a narrow selection. Keep in mind that mortgage brokers will usually have a pool of lenders they deal with, and that they don’t work with every lender in the market.

  • How do you determine the best loan for me? This will help clarify the broker’s approach to matching you with a suitable loan, ensuring they consider your unique circumstances (i.e. you’re self-employed or a first home buyer).  

  • What fees are involved, and how are you paid? Ask your broker for a transparent breakdown of fees and charges for their services. Brokers usually get paid a commission from the lender you choose or (far less commonly) charge an upfront fee.  

  • Can you explain the interest rates and terms of each mortgage option? A mortgage broker should be prepared to take the time to explain the nuts and bolts of each option they present to you, rather than just flicking them over in an email for you to decipher.

  • How long does the mortgage approval process typically take? Establish realistic expectations with your broker so you can plan accordingly. This will help you identify (and avoid) any unnecessary delays in securing your mortgage.  


Disclaimer: The list of mortgage brokers presented on this page is based on research our experts could find at the time of writing. We are not making a recommendation about any particular brokers. Please use this information as a guide only, and do your own research before engaging with a mortgage broker.  


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