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  • Writer's pictureJared Mullane

Top 10 mortgage brokers on the Gold Coast

Updated: 1 day ago

If you want the top finance deals for your next Gold Coast property, picking the best mortgage broker is key to locking in a great loan.


There are plenty of mortgage brokers on the Gold Coast, ranging from independent specialists to national firms. And with the region’s median house price hitting $1 million in 2024, it’s crucial to do your homework to ensure your broker fits your needs and financial goals. 


This guide will reveal some of the best Gold Coast mortgage brokers and what you should be looking for when dealing with a broker.


Who are the best mortgage brokers on the Gold Coast?

A mortgage broker going through paperwork with clients

The best mortgage brokers on the Gold Coast will be the ones who get to know your personal circumstances and can find great home loan deals to match your needs. A good broker will also have lots of positive reviews from previous clients that highlight their level of expertise as well as the services they offer. 


Here are 10 top mortgage brokers on the Gold Coast:

1. Infinity Group Australia (Graeme Holm)

If you’ve been searching for a Gold Coast mortgage broker, chances are you’ve come across Graeme Holm and the Infinity Group Australia team. Graeme Holm is one of the nation’s leading finance brokers, working with borrowers of all types to secure the best deals. Infinity Group Australia is also known for its budget management and wealth creation strategies aimed at reducing mortgages and other debt. 


Infinity Group Australia has won numerous awards, including RateMyAgent’s Broker of the Year Queensland in 2023-24, while it was awarded National Broker of the Year in 2021-22. According to Google, it has a 4.9 star rating based on 296 reviews.


2. Go Mortgage

With over 15 years in business, Go Mortgage’s aim is to build clients a plan that helps them get mortgage free faster. The brokerage works with Gold Coasters to understand their financial situation, then recommend a range of suitable products through their lender panel.


One of Go Mortgage’s brokers, Xavier Quenon, was an awardee for the NAB Broker of the Year - Regional, while Go Mortgage was also nominated by ANZ as the Brokerage of the Year - Regional. It currently has roughly 360 5-star reviews on Google.


3. Loan Market Edge

Part of the wider Loan Market group, Loan Market Edge has offices based on the Gold Coast, Mackay and Townsville. With access to over 60 lenders, Loan Market Edge gives clients “solutions where others find problems”.


Located centrally in Southport, Loan Market Edge has a team of mortgage brokers who’ve taken out a number of awards, including Bankwest’s 2021 Broker of the Year (QLD) for an office with less than five brokers. Loan Market Edge also has a 5-star rating on Google based on 323 reviews.


4. Mortgage Innovations

Mortgage Innovations gives Gold Coasters access to over 60 lenders and 1,000 loan products, according to their website. Whether you’re a first home buyer, refinancing, renovating or purchasing your next home, Mortgage Innovations claims to “negotiate with lenders on your behalf to get you the best possible interest rate”.


The brokerage won Best Loan Administrator - QLD at the 2023 Better Business Awards and took out the national award for Best Regional Finance Broker in 2022 at the MFAA Excellence Awards. Mortgage Innovations has a 5-star rating on Google from 350 reviews.  


  • Phone: (07) 5535 5882

  • Email: Submit an online enquiry via their website

  • Address: Shop 21A, 221 Christine Avenue, Varsity Lakes, QLD 4227

  • Website: https://mortgageinnovations.com.au/

5. Professional Lending Solutions

Professional Lending Solutions has a Bundall-based team of financial specialists who can help Gold Coast residents with their next property investment. With over 60 lenders on their books, Professional Lending Solutions claims they can handle tough loans that other brokers can’t. 


Awarded Queensland’s Best Finance Broker and Best Regional Broker in 2024 at the Better Business Awards, Professional Lending Solutions also won the Connective Excellence Award for All Round Broker of the Year in 2023. On Google, it has a 4.9 star rating from 142 reviews.


6. Advanced Finance Solutions

Advanced Finance Solutions aims to help clients “navigate the choices and changes in the market”. Regardless of the type of borrower, Advanced Finance Solutions does the legwork from start to finish, with access to roughly 46 lenders, offering a wide range of options to secure a good deal. 


According to Google, Advanced Finance Solutions has a 5-star rating based on 90 reviews. Managing Director of Advanced Finance Solutions, Anita Marshall, is often turned to as a reputable lending and mortgage specialist by the media.


7. Mortgage Choice Bundall

Award-winning Mortgage Choice Bundall offers access to a wide range of lenders, including the big four banks. They say they are able search through hundreds of products and tailor deals to their clients’ situation. Anthony Muir is the Principal of Mortgage Choice Bundall, where he and his team have won a handful of awards. 


Anthony Muir was the winner of Mortgage Choice’s High Flyers award from 2013 to 2017, while broker Michelle Henriksen won Loan Writer of the Year from 2017 to 2021. Mortgage Choice Bundall has more than 130 5-star reviews on Google.


8. Switch Finance

Based centrally in Southport, Switch Finance specialises in home loans, investment property lending and business loans. Switch Finance compares over 28 lenders in the market, promising to “always act in their clients’ best interest”. 


Switch Finance offers an obligation-free and simple process for borrowers, and has a 5-star rating on Google with 77 reviews. The team at Switch Finance has decades of lending experience, while Principal & Finance Engineer, Ray Dib, has been named an Elite Broker. 


9. Nexus Money - Matthew Failla

With over 60 lenders on its panel and 20+ years of experience, Nexus Money has settled more than $2 billion in loans. While Nexus Money’s head office is located in Brisbane, its Gold Coast office is serviced by mortgage broker, Matthew Failla, who’s been with Nexus Money since 2008. 


Matthew Failla has a 5-star Google rating based on almost 100 reviews and has taken out Best Mortgage Broker Gold Coast in 2023 by Top Experts. According to Nexus Money’s website, Matthew’s wealth of experience dealing with borrowers means he “will ensure clients get the best possible solution for their lending requirements”.


10. Fast Funding

Covering a range of home loan types, Fast Funding claims to specialise in providing “bespoke mortgage solutions to clients”. Fast Funding bases itself on three principles – being professional, knowledgeable and client focused. 


Fast Funding has a Google 5-star rating, based on 92 reviews, offering finance deals for first home buyers, refinancers, investor mortgages and more. With more than 20 years’ experience in the finance industry, Fast Funding offers a transparent and communicative process that ensures clear and regular updates to clients.



How to find the best Gold Coast mortgage brokers

To find the best mortgage brokers on the Gold Coast, follow these steps:


  • Step 1: Research online and read client feedback to assess suitability. Look for services offered and any awards received. 

  • Step 2: Ask friends, family and coworkers for recommendations, especially those who recently bought property on the Gold Coast.

  • Step 3: Schedule consultations with preferred brokers to discuss your needs. Evaluate their responsiveness to your questions. 

  • Step 4: Choose a broker who provides valuable advice and transparent fee structures. Lastly, confirm their familiarity with the Gold Coast property market.


Your Gold Coast mortgage broker should understand the local property market

Aerial view of the Gold Coast and Broadbeach

Real estate on the Gold Coast has experienced an incredible growth period, fetching a median house price of over $1 million, according to Domain. Whether it’s the city’s laidback lifestyle or pristine beaches, the Gold Coast is in demand from southern interstate migration, primarily from Sydney and Melbourne. With such a competitive market, mortgage brokers need to be on their toes when securing finance for their clients. 


It’s crucial to ensure your broker is across the state’s property regulations, including stamp duty rates, as this can significantly affect your borrowing requirements. They should also have a deep understanding of government incentives available to various borrowers, such as first home buyers or self-employed individuals applying for low-documentation loans. 


Choosing a broker who’s based on the Gold Coast could potentially give you access to exclusive deals offered by local lenders. Moreover, a good broker will typically offer property reports that provide valuable insights into local market conditions, allowing you to make informed decisions about the area and property you desire.


Key questions to ask mortgage brokers on the Gold Coast

You should ask these questions when dealing with a Gold Coast mortgage broker:


  • What type of loans do you specialise in? If you’re a first home buyer, you wouldn’t want to choose a broker that specialises in self-managed super fund (SMSF) loans. Ask about their area(s) of expertise and if it aligns with your needs. 

  • Which lenders do you have access to? Most brokers work with a panel of lenders, including banks, credit unions and specialist lenders. Ensure your broker has access to a wide range of lenders.

  • How do you recommend products? Mortgage brokers usually present you with a few options based on your situation and goals. Some brokers will base their recommendations primarily on the rate, but borrowers often have additional priorities. For example, investors may only be after loans with interest-only repayments, while first home buyers might be interested in lenders that participate in the First Home Guarantee schemes. 

  • How do you get paid? Generally, most brokers will earn a commission paid by the lender once the mortgage has been approved, however some brokers may charge an upfront fee. 

  • What’s the turnaround time for mortgage approval? Is there an expected timeframe of when your finance will be approved, taking into account the lender’s criteria and your personal circumstances.


Disclaimer: The list of mortgage brokers presented on this page is based on research our experts could find at the time of writing. We are not making a recommendation about any particular brokers. Please use this information as a guide only, and do your own research before engaging with a mortgage broker.  


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